An unsecured 0% loan that could pay for itself

The Carbon Trust’s Energy-Efficiency Loans are unsecured and interest free, with no arrangement fees and a straightforward application process. Loans can be repaid over a period of up to four years, and many borrowers have found that their energy savings more than cover their repayments.

* Conditions apply. Electricity spend must be below CRC threshold.

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In today’s economic climate, it may be difficult to get the credit you need to upgrade to more energy efficient equipment. Carbon Trust Loans could be the solution. They not only offer interest free credit to help you make your business more efficient, they also help you lower your energy bills and cut carbon emissions.

An unsecured 0% loan that could pay for itself.

The Carbon Trust’s Energy-Efficiency Loans are unsecured and interest free, with no arrangement fees and a straightforward application process. Loans can be repaid over a period of up to four years, and many of our borrowers have found that their energy savings more than cover their repayments.

Which types of projects qualify?

Any project that can demonstrate energy saving in excess of the C02 threshold of 2.57 tons CO2/£1000 of loan (minimum loan value £5,000)*.

Eligible companies*

Small or medium-sized enterprises (SMEs) in England and Scotland could borrow from £5,000 to £200,000. (An SME is defined as an enterprise that employs fewer than 250 full-time equivalent employees and has an annual turnover not exceeding £40m and/or an annual balance sheet total not exceeding £35m.)**

Northern Ireland and Wales: All businesses based in Northern Ireland and Wales could borrow from £5,000 to £200,000. Some businesses in Northern Ireland may be eligible for larger loans of up to £400,000.

All businesses across the UK need to have been trading for at least 12 months

Size of loan

The size of the loan offered and its repayment period will be based on your projected CO2 savings, which will be assessed by the Carbon Trust. To see how much your project could save, try our Loan Calculator.

Which Projects Qualify?

Which types of projects qualify?

Any project that can demonstrate energy saving in excess of the C02 threshold of 2.00 tCO2/£1000 of loan (minimum loan value £5,000)*. Typical examples could include one or more of the following: 

*2.00 tCO2/£1000 in Northern Ireland.

Projects that may Qualify:

Building Technologies	Industrial Process Technologies
Air conditioning	Compressed air fittings
Boilers and heating controls	Motors
Boiler and hot water tank information	Materials handling equipment
Building insulation	Power factor correction
Heat recovery	Process heating
Lighting	Process controls
Pipe insulation	Refrigeratio
Solar thermal systems	Variable speed drives

Each project is assessed on its technical merit, ie its potential to deliver real energy savings. A credit check will also be carried out.

EU rules on state aid mean we are generally unable to offer loans to the transport sector, to companies producing, processing, or marketing agricultural or fisheries products, or for export-related activities